Re/Max Realtron Power 7 Realty

RE/Max Realtron Realty Inc, Brokerage

Independently owned and operated

Power 7 Team

Office: 905-764-8688
Cell: 416-300-2000
Fax: 905-764-7335

Penthouse, Hwy 7 East,
Thornhill, On, L3T 7T1

 


Power 7 Team Contacts


Ken Fok,

B.A., Broker

 

Paul Cheng,

Sales Representative

 

Patsy Leung,

Sales Representative

 

Ronald Yung,

Sales Representative

 

Crystal Fan,

Sales Representative

 

Maggie Ma,

Sales Representative

 

Stephen Leung,

Sales Representative

 

Winnie Hou,

Client Care Manager

 

Power 7 Realty
905-770-7776(Office)
(416) 300-2000(Cell)
(905) 764- 7335(Fax)

Unit 2 - 25 Brodie Dr
Unit 2 - 25 Brodie Dr
Richmond Hill, Ontario, L4B 3K7
Canada


Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

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